This course provides in-depth information on the principles of lending to individuals and the universal aspects of prudent credit assessment.

Whether you are in the United States, Europe, Asia or Australia the basic structure of sound lending practice is constant and can be compressed into the 3Cs or 3Ss...Character, Capacity and Collateral, or Stability, Serviceability and Security.

These comprehensive tutorials will guide you through the key elements of each "C", or "S", and provide insight into what a credit assessment or bank officer can do to finely tune their loan decisioning skills.

As the regulatory landscape tightens and there is greater focus on banks and financiers to be more responsible lenders, this course will put you ahead of the curve and provide crucial information and what you can do to make prudent credit decisions.

This course is suitable for anyone interested in credit risk, whether they want to bolster their careers or simply have an interest in how banks review their own application for credit.

The tutorial is complete with a short quiz to test the students knowledge of what they have learned during the course.